Most people recognize the importance of life insurance. It provides peace of mind and security for their loved ones.
The main reason to buy life insurance is because you love someone and want to protect them financially. That is only part of the story.
With some policies, you can access the cash value or accelerate the death benefit for your own use while you are living and need it the most. These are called “living benefits” and they may be the best-kept secret of life insurance.
Studies show that nearly half of all Americans suffer from at least one chronic illness. Chronic diseases, such as heart disease, diabetes, stroke, cancer, arthritis, are the most common. They are also very costly and are the leading causes of death and disability. A life insurance policy with “living benefits” might be the answer that you are looking for.
Free existing policy review
If you already have a life insurance policy but not sure if it is a good policy and satisfies the needs of your family, I will be happy to help.
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